|
|
FHA/HUD Appraisals
FHA/HUD appraisals are government backed with typically lower rates. The process can be overwhelming . High Country Appraisals has 3 trained certified FHA appraisers on staff knowledgeable with the complexities of the FHA guidelines.
Whether you're a professional or homeowner, you want a qualified certified FHA appraiser in NC to provide the service. We are happy, to work within your schedule to set a convenient appointment time for you. Your certified FHA appraisal will be completed within one to two business days by a certified FHA appraiser.
We will consider your list of improvements and specific features which you feel are relevant to your certified FHA appraisal. If you have comparable sales or listing suggestions, we will be pleased to consider them as well.
Our many years appraising FHA properties, allows us to provide accurate certified FHA appraisals with variances that exceed industry standards. Our clients receive careful, well-documented certified FHA appraisals in NC on schedule and at a reasonable cost. We know how to meet those FHA guidelines and deadlines, without sacrificing quality.
When you select High Country Appraisals, you are choosing a certified appraisal company with a history of over 35 years of combined professional, competent and impeccable performance. You will be serviced by the best in the field with a professional staff of certified FHA appraisers, experienced in the complexities of Norh Carolina. And if it makes it easier for you, we will bill your company or collect the fee at the door.
ORDER AN FHA APPRAISAL
Sample Of Common FHA Guidelines & Repairs
The purpose of a repair is to correct deficiencies which may affect the health and safety of the occupants or the continued marketability of the property. When possible, we suggest that you make any repairs to your home prior to the appraisal. This will improve the marketability and help the sale or refinance or your home go more smoothly.
| |
- If the home was built prior to 1978, chipping, exterior peeling paint must be scraped and painted. In addition, all dry-rotted wood trim/siding must be replaced.
|
| |
- Roof covering should have 2 years of useful life remaining. FHA guidelines will accept a maximum of 3 layers of existing roofing. If more that 2 layers exist and repair is necessary, then all old roofing must be removed as part of the re-roofing.
|
| |
- All Broken Windows should be replaced.
|
| |
- Damaged, insufficient or inoperable plumbing, electric and heating/cooling systems should be serviced or repaired. Also, check under sinks for leaks. One small water leak can cause significant damage if it goes undetected for some time.
|
| |
- Foundation or Structural problems must be repaired if necessary. If substantial exterior and interior cracks, as well as, un-level floors are observed, a foundation inspection should be obtained prior to the appraisal. This will help the appraiser in determining the severity of any foundation movement.
|
| |
- Infestation of any kind should be exterminated (i.e., insects, termites, mice, etc). Termite inspections are mandatory in the state of Texas for FHA/HUD loans on structures which are ground level and/or wood is touching the ground.
|
| |
- If there is a crawl space, it will be the homeowner's responsibility to make this area accessible so that it can be thoroughly inspected.
|
| |
- Floor Coverings must be intact and not excessively soiled or stained.
|
North Carolina HUD Information
FHA in the News
|
|